DAVID J GODWIN
ACIB (and Certificate in Bankcard Management), MAPM
Director

David has been conducting risk management surveys for the insurance industry since 1999, covering all of our target risks.

He has a longstanding background in the international financial services industry covering personal, corporate and institutional product sectors with blue-chip international banks and other entities, working in the UK, overseas and on assignments in Europe, North America, Africa, the Middle and Far East and Russia/FSU.

His experience covers: banking operations (current/deposit accounts, funds transfers, bills, letters of credits, foreign exchange, treasury); consumer/corporate lending; risk management; corporate strategy; sales and marketing; business analysis and user systems development; new product development; project/programme management; internal audit and geographic marketing audits;  UK banknote wholesale/retail central order fulfilment operation.

David has been involved at concept and project implementation stages of U.K./pan-European internet banking models (First-e and Blue Planet) and before that he pioneered electronic banking at a major international bank. His specialist area of expertise is his payment card background, which also relates to the electronic banking and data transmission  fields.

 

MICHAEL S MINTER
MLIA (Dip), CeMap
Director

Michael has been conducting risk management surveys for the insurance industry since 2000, covering all of our target risks.

Until 2000 he worked in the domestic financial services industry covering numerous personal, corporate and various operational roles with blue-chip banks and a prestige building society.

His banking experience covers: regional management, banking operations; consumer / corporate lending; risk management; corporate strategy; sales and marketing; new product development; project management; internal audit reviews; internal investigations; physical security management; bullion centre management; change management.

In 2000 and 2001 he then worked for Independent Insurance as their “in-house” Risk Management Consultant, specialising in risks in financial institutions. His role included: client relationship management; support to the underwriting process (financial & retail institutions plus crime, electronic crime, D&O and PI), by way of surveying – both UK and International Clients; developing risk management programmes for clients; the provision of technical advice to underwriters, brokers and clients; creating risk management processes; maintaining client / broker relationships; reviewing risk management programmes; reporting on international territory risk issues; the provision of support to other accounts, i.e. PI, D&O, Property.